Top Crypto Protect: how does it work and who should use it?

The Top Crypto Protect strategy is one of Diamond Pigs' most established multi-coin approaches. It holds a curated selection of cryptocurrencies from the top 20 by market cap, selected through fundamental analysis, combined with automated bots that move capital to stablecoins or euros when conditions deteriorate. This article explains the coins included, how the bots work, the risk profile, how it compares to holding, and who this strategy is designed for.

What is the Top Crypto Protect strategy?

The Top Crypto Protect strategy is an active, automated multi-coin investment strategy. It invests in high-potential cryptocurrencies selected from the top 20 coins by market cap, combining growth potential with built-in protection against extreme volatility.

The strategy is built on two foundations. The first is careful coin selection: only assets with strong fundamentals earn a place in the portfolio. The second is automated risk management: trading bots monitor the market continuously and shift the portfolio toward stablecoins or euros when the data signals serious downside risk.

The recommended minimum investment is $500. The strategy is designed for a 12 to 36 month horizon or longer and is available on Binance, Bitvavo, WhiteBIT, Bybit, Kraken, HTX and Crypto.com.

Which coins are included and how is allocation determined?

The portfolio holds a selection of coins from the top 20 cryptocurrencies by market cap. Each coin earns its place through a structured evaluation across four dimensions: market cap and liquidity, real-world utility and revenue, team and community strength, and overall market maturity.

Larger, more established coins receive higher allocations. This keeps the portfolio stable and tradeable at scale, while still capturing the growth potential of the broader top-tier market. Coins driven primarily by hype or social media momentum are excluded. You can track the broader ranking of these assets on CoinGecko.

Importantly, coin selection and allocation are not static. The Diamond Pigs team reviews and updates the portfolio based on changing market conditions. Coins can be added or removed as the landscape evolves. In some market environments, part or all of the wallet may be held in stablecoins or euros rather than in crypto - this is a deliberate feature of the protection mechanism, not an error.

How does it work? What bots are included?

Each coin in the portfolio is managed by a set of dedicated trading bots. These bots follow rule-based logic built around trend detection and risk signals. They do not react to headlines or social media - they act on price data and market structure.

The bots serve two functions. During favourable conditions, they manage entry and position sizing across the selected coins. During adverse conditions, they execute the protective exit into stablecoins or euros. Both functions happen automatically, without any action required from you.

The automation and convenience built into the platform means the bots operate 24/7. Your exchange account is connected via API key, so trades execute directly in your wallet. Diamond Pigs does not hold your assets at any point. See: automation and convenience.

How often does it trade?

Top Crypto Protect is not a high-frequency strategy. The bots look for meaningful trend signals rather than small intraday movements. In active market conditions you may see multiple trades per week. During quieter phases, positions may hold for longer periods without changes.

The strategy is designed to be hands-off. You set it up, and the bots handle the rest.

How does the protection mechanism work?

The protection mechanism is what separates this strategy from a passive multi-coin hold position. When the bots detect conditions that match predefined risk thresholds - based on price trends and market signals - they automatically move the portfolio toward stablecoins or euros.

The shift can be partial or full. In moderate risk conditions, part of the portfolio may move to safety while the rest stays invested. In more severe environments, the full portfolio can move into stablecoins or euros to avoid further losses. When conditions improve and the trend signals reverse, the bots re-enter the selected coins.

This mechanism does not aim for perfection. There will be times when the strategy moves to protection and the market continues upward, resulting in missed gains. There will also be times when the exit is slightly late and some loss is incurred before the move. These are natural trade-offs of any active risk management system. The aim is to reduce the severity of the worst drawdowns over a full market cycle.

For more detail on how risk is handled, see Diamond Pigs' risk management page.

How does it behave across market cycles?

In a bull market, the strategy stays invested across the selected top-tier coins and participates fully in upside growth. The fundamental analysis approach means the portfolio holds assets with genuine substance - not coins likely to collapse when sentiment shifts.

At market peaks and during sharp reversals, when trend signals deteriorate, the bots begin moving capital toward stablecoins or euros. The transition is driven by data, not by market news or emotion. Some loss during a fast reversal is normal and expected. The aim is to avoid riding the full decline.

In a bear market, depending on how sustained the downturn is, the strategy may hold part or all of the portfolio in stablecoins or euros for an extended period. This protects capital from further losses. It also means the strategy is not in the market during this phase, which is intentional.

During recovery, as upward signals return, the bots re-enter the selected coins. The portfolio is positioned to participate in recovery - historically one of the strongest phases of any market cycle.

One realistic expectation to set: the strategy will not always time these transitions perfectly. Over a full market cycle, however, the combination of quality coin selection and active protection is designed to deliver better risk-adjusted outcomes than holding the same coins passively.

What is the risk profile of the strategy?

The Top Crypto Protect strategy carries a medium to high risk rating. It is not capital-protected, and you can lose part or all of your investment.

The portfolio holds cryptocurrencies selected from the top 20 by market cap. These are more established than smaller altcoins, but they are still significantly more volatile than traditional assets such as equities or bonds. Even large-cap crypto assets can fall 50% or more during major market corrections.

The protection mechanism reduces but does not eliminate this exposure. The bots can be late to react in fast-moving conditions. Re-entry timing after a protective exit may not capture the full recovery. And some market events - such as regulatory shocks or systemic failures - affect all assets regardless of protection logic.

Investors should only allocate capital they are comfortable holding through significant drawdowns and are prepared to leave invested for the full recommended horizon. For more context, see the investment strategies overview.

How does it perform compared to a hold strategy?

A passive strategy holding the same coins at all times captures all of the upside during bull markets. However, it also absorbs every downturn in full. In a market that can fall 60-80% during a bear cycle, that means a long recovery period before reaching new highs.

The Top Crypto Protect strategy aims for better performance on a risk-adjusted basis. By stepping aside during major declines, the portfolio avoids the deepest losses. As a result, it starts recovery from a higher base and typically reaches previous highs faster than a fully passive position.

The trade-off is that the protection mechanism can cause the strategy to miss some upside during fast recoveries. If the market reverses sharply while the portfolio is in stablecoins, re-entry will happen after some of the initial move has already occurred.

Hold top coins passivelyTop Crypto ProtectCoin selectionManual or index-basedFundamental analysis by Diamond Pigs teamMarket exposureAlways fully investedSwitches between coins and stablecoins/EURDownside protectionNoneAutomated exit to stablecoins or EUR during declinesManagement requiredNoneFully automated via botsUpside captureFullPartial - some gains may be missed during fast recoveries

For performance data and historical results, see Diamond Pigs' performance and results page.

Who is this strategy for?

The Top Crypto Protect strategy is built for investors who want diversified exposure to quality crypto assets but are not comfortable with the full volatility of a passive hold position.

It suits you if you believe in the long-term value of leading cryptocurrencies but do not want to manage the portfolio yourself. It is a good fit if you want more diversification than a single-coin strategy offers, without taking on the higher risk of smaller altcoins. You should be comfortable with medium to high risk and a 12-36 month investment horizon or longer. It suits investors who have experienced significant losses in previous crypto cycles and want a more structured, research-backed approach, as well as those who want the benefit of fundamental analysis and professional coin selection without doing it themselves.

It is less suitable for investors who need short-term access to their capital, require a capital-protected product, or have a very low tolerance for volatility.

If you are unsure whether this strategy matches your profile, the strategy matching tool can help you decide. You can also read more about who Diamond Pigs is for.

How do fees and setup work?

Getting started with the Top Crypto Protect strategy involves connecting your exchange account to the Diamond Pigs platform via API key and activating the strategy. The process is guided and does not require technical expertise. A two-week free trial is available when you sign up.

Fees

The monthly fee is 0.25% of assets under management, with a minimum of $20 per month. There are no setup fees, no performance fees and no exit charges. Exchange transaction fees may apply separately.

On a $5,000 portfolio, the monthly fee is $12.50 - below the minimum, so the $20 minimum applies. On a $10,000 portfolio, the fee is $25 per month.

The minimum investment to activate the strategy is $500.

Your funds remain in your own exchange wallet at all times. The platform never holds your assets. You can pause or stop the strategy at any time through your account. For a full walkthrough, see how it works and best practices.

Key takeaways

• The Top Crypto Protect strategy holds a curated selection of coins from the top 20 by market cap, selected through fundamental analysis by the Diamond Pigs team - not market trends.
• Automated bots manage the portfolio continuously, shifting capital into stablecoins or euros during major downturns. The shift can be partial or full depending on market conditions.
• Coin selection and allocation can change over time as market conditions evolve. This is a managed, active strategy - not a fixed passive index.
• The strategy carries medium to high risk. It is not capital-protected and losses are possible, particularly during fast or severe market moves.
• The recommended investment horizon is 12-36 months or longer. It is designed for patient, long-term investors.
• The monthly fee is 0.25% of assets under management ($20 minimum). The minimum investment is $500. Your funds stay in your own exchange wallet at all times.

Frequently asked questions

What is the Top Crypto Protect strategy?

The Top Crypto Protect strategy is an automated multi-coin investment strategy that holds a selection of top 20 cryptocurrencies chosen through fundamental analysis. Trading bots monitor the market continuously and shift holdings into stablecoins or euros when risk signals are triggered, then re-enter when conditions improve. It is designed for long-term investors who want diversified crypto exposure with active downside protection.

Which coins are in the Top Crypto Protect portfolio?

The strategy holds a curated selection of coins from the top 20 cryptocurrencies by market cap. Each coin is chosen based on market capitalisation and liquidity, real-world utility and revenue, team and community strength, and market maturity. Larger, more established coins receive higher allocations. The selection can change over time as the market evolves.

Can the whole portfolio move to stablecoins or euros?

Yes. Depending on market conditions, the strategy can shift part or all of the portfolio into stablecoins or euros to avoid further losses. This is a built-in feature of the protection mechanism. The bots re-enter the selected coins when conditions improve.

How is Top Crypto Protect different from a simple hold strategy?

A passive hold strategy keeps you fully invested at all times and absorbs every downturn in full. The Top Crypto Protect strategy adds automated protection that exits the market during major declines. Combined with fundamental analysis-based coin selection, the aim is to deliver better risk-adjusted returns over a full market cycle.

Is the strategy capital-protected?

No. The strategy carries medium to high risk and is not capital-protected. The protection mechanism reduces exposure during major downturns but cannot prevent all losses. You can lose part or all of your investment.

What does it cost?

The monthly fee is 0.25% of assets under management, with a minimum of $20 per month. The minimum investment is $500. There are no setup or performance fees. Exchange transaction fees may apply separately.

Which exchanges are supported?

The strategy is available on Binance, Bitvavo, WhiteBIT, Bybit, Kraken, HTX and Crypto.com. Your funds remain in your own exchange wallet throughout.

Glossary

Fundamental analysis: A method of evaluating an asset by examining its underlying characteristics - including the quality of the development team, real-world adoption, revenue generation and community engagement - rather than relying solely on price trends or market sentiment.

Stablecoin: A cryptocurrency designed to maintain a stable value, typically pegged 1:1 to the US dollar. In this strategy, stablecoins (and euros on some exchanges) act as a safe holding position when the bots exit the market during downturns.

Drawdown: The percentage decline from a portfolio's peak value to its lowest point before recovering. See Investopedia's drawdown definition.

Trading bot: An automated software program that executes trades based on predefined rules and market data. Bots act faster than a human trader and are not influenced by emotion.

API key: A secure credential that allows the Diamond Pigs platform to communicate with your exchange account and execute trades on your behalf. An API key without withdrawal rights means the bots can trade but cannot move funds out of your wallet.

Market capitalisation: The total value of all coins in circulation for a given cryptocurrency, calculated as price multiplied by supply. Current data is available on CoinGecko.